Towards the end of last year I was asked if I wanted to make a free claim against the policy issuer; needless to say, I did, thinking I might get a token payment eventually. And for a long time nothing happened.
Except that today I opened my mail when I got home, and found a cheque for £184.05 - not a huge amount, but not to be sneezed at. Certainly better than I would have got if I'd followed my first instinct and assumed it was another con and binned it. Not sure what the moral is, except that I would have been better off if I hadn't fallen for this scam in the first place, but at least I've got a little of it back.